History
Scott McIlroy met Eric Wittkopp in 2002 working as competitive vendors together on a collaborative project for one of Canada’s largest telecommunications clients. Their careers took them in different directions as Scott headed into the Business Process Outsourcing space, while Eric wrote the software that would allow his company to grow tenfold over the next decade.. Scott and Eric came back together in 2011; and grew their company into one of the largest collection firms in North America before selling in 2017.
Using their experience servicing many of the largest debt buyers in the world, Scott and Eric founded Conficio Capital Inc. in 2019 as both a Delaware based corporation in the U.S. and an Ontario corporation in Canada. Their goal is to provide a transparent experience to the consumer regarding the resolution of their acquired debt, and to the seller to better improve their credit adjudication policy and collection process. Conficio does this through a wholly passive approach, outsourcing the recovery effort to thoroughly vetted agency partners who are audited to Conficio’s professional standard.
Get in touch
If you have concerns about why our partners are attempting to contact you, please send us an email to indicate your preferred method of conduct; or your request to cease attempts to contact altogether.
Send us an email ▸
Managing Partners
President
Scott McIlroy CRCP
Scott joined the debt collection industry in 1991 as an agent working with consumers by telephone. Over the years he has held positions of increased responsibility culminating with an ownership position and Presidency of one of Canada’s largest accounts receivable management companies. Scott has managed consumer collections programs in the U.S., Canada and the Philippines for some of the world’s largest credit originators and debt buyers. Scott leveraged this experience when he founded Conficio Capital in 2019.
Education
Schulich School of Business
BBA- Accounting, 1991
Western University
B.A., 1988-1991
Activities & Affiliations
• 2011 to 2020, Board Member and President at Affinity Global
• 2004 to 2014, Board Member Canadian Society of Collection Agencies
• 2007 to 2015, Board Member and Treasurer High Park Little League (Volunteer)
Business and Collection Licenses
• Delaware, Tennessee, Michigan, Colorado, Ontario and Nova Scotia
• RMAI Certified Receivables Compliance Professional (2020)
Chief technology officer
Eric Wittkopp
Eric was a founding Board member at Affinity Global from 1999 to 2020 where he helped grow the company from 3 employees to over 1,500. Eric has held many operational and technical roles over the years, and is the author of the code behind ARxCollect and other proprietary customer contact software. Eric developed ConCap Pro, Conficio’s system of record and ConCap Connect the API solution that provides oversight between Conficio and our Partner agencies and law firms.
Education
Technical Certifications
Genesys PureConnect Interaction Center Core Specialist
NICE Certified Automation Developer
NICE Certified Implementation & Support Engineer
NICE Robotic Process Automation Pre Sales Engineer
Activities & Affiliations
• 1999 to 2020, Board Member and Chief Technology Officer at Affinity Global
• 2008 to present, Founder and Principal at Discerning Solutions Inc.
Business and Collection Licenses
• Delaware and Ontario